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B lymphocytes are the cells of the immune system that make antibodies to invading pathogens like viruses. They form memory cells that remember the same pathogen for faster antibody production in future infections.
During an initial infection (or primary immune response) involving a T-dependent antigen, naive follicular B cells are activated in the presence of TFH cells within the follicles of secondary lymphoid organs (i.e. spleen and lymph nodes) and undergo clonal expansion to produce a foci of B cells that are specific for the antigen. Most of these clones differentiate into the plasma cells, also called effector B cells which produce a first wave of protective antibodies and help clear the infection, but a fraction persist as dormant memory cells that survive in the body on a long-term basis after having gone through a highly mutative and selective germinal center reaction. Activated B cells that fail to undergo germinal center differentiation do not persist as effective memory B cells and are rapidly negatively selected against.
Within germinal centers, B cells proliferate and mutate the genetic region coding for their surface antibody (also known as immunoglobulin). The process is called somatic hypermutation and is responsible for introducing spontaneous mutations with a frequency of about 1 in every 1600 cell division (a relatively high frequency considering the low mutation frequency of other cells of the body being 1 in 106 cell divisions). Then after gaining a set number of mutations, germinal center B cells are subjected to a round of selection by TFH cells. B cell clones that have mutated and gained higher affinity surface immunoglobulin that better recognize antigen receive cellular contact-dependent survival signals from interacting with their cognate TFH cells and go on to one of three fates: (i) differentiate into plasma cells that have improved affinity towards antigen (therefore more efficient than their earlier the generation of plasma cells in clearing the infection), (ii) affinity matured memory B cells, or (iii) retained in the germinal center to re-enter another round of mutative replication and TFH cell-dependent selection. Therefore, as an infection proceeds, memory B cells selected in the later stages of a germinal center response are found to have accumulated the highest numbers of immunoglobulin mutation events with superior affinity towards their targeted antigen. Conversely, during the course of a germinal center reaction, low affinity or potentially auto-reactive germinal center B cell clones, or those that have gained non-functional mutations are out-competed by higher affinity clones and eventually undergo cellular apoptosis.